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Posts Tagged ‘Year’

After an impressive year in 2009, Carlyle Finance, one of the leading independent car finance organisations in the UK was delighted to learn that they have been short-listed for the coveted Asset Finance Company of the Year Award by Credit Today. The final decision is due in May.

For Carlyle Finance, 2009 had all the hallmarks of being a very challenging year, predicting losses in car finance in the UK and yet by acting early and positively it actually grew sales by over 60%%. Carlyle maintained bad debt levels at industry leading standards and overall delivered a great set of results. Its achievement has been a real team effort and no matter what the outcome at the final Carlyle is not resting on its laurels. This year its dealer customers can expect to see more innovation, more technology and a commitment to continued strong double digit sale growth.

Mark, CEO at Carlyle Finance believes the foundation for the business’s success, both in terms of recognition and results in providing car finance in the UK, stem from the core values and vision that has been held by the business for many years. Mark says, ‘ We have made no secret of the fact that our vision is to be the leading Independent provider of Car Finance in the UK. We progress towards this goal upon the core pillars of best products, best services and best people that all combine to deliver the best results. We are delighted to see that we are achieving the recognition our team deserves as well as delivering great results for our parent.

While extremely convenient, credit cards can be a very costly consumer product. Most people don’t realize just how expensive carrying around a credit card in your wallet can be. Each year many big spending credit card consumers can throw hundreds or even thousands of dollars out the window using credit cards. Even if you’re not a big credit card spender, almost anyone can save hundreds of dollars each year with these 3 credit card tips.

Never Pay the Minimum Payment

Your credit card company usually makes sure you know that there is a minimum payment. Even if you owe thousands of dollars, your minimum payment can seem extremely low, sometimes only 3% of your total balance. However, what the credit card companies don’t tell you is that if you have a large balance and only pay the minimum payment for the next few years you will cost yourself possibly thousands of dollars in interest costs alone. In fact, that purchase at the record store for over time will double. To avoid paying interest only and never touching the principle make sure you always pay more than just the minimum payment.

Transfer Your Balance to a Lower Interest Credit Card  Read more...

Money saving tips for the New Year.

The April 15 tax deadline has come and gone. For the millions of taxpayers who failed to file legally required tax returns, tax help is available for those who act now! Even taxpayers who received an extension for filing are not granted more time for the payment of taxes owed and may need income tax relief.

The act of not filing your tax returns can lead to more significant financial problems in the long run. Not to mention, failure to file tax returns may be construed as a criminal act by the IRS, punishable by one year in jail and $10,000 for each year not filed. Needless to say, it’s one thing to owe the IRS money, but another thing to potentially lose your freedom for failure to file a tax return.

 The longer you put off dealing with overdue taxes, the more serious your IRS problems will be. So I recommend filing any tax returns that are due as soon as possible to avoid additional interest, penalties and potential IRS collection tactics, such as a levy on your bank account.

 With the federal budget deficit for the current year expected to top $1.8 trillion, Americans can expect more tax audits and increased IRS actions. So anyone who owes back taxes will want to avoid becoming targets of aggressive IRS collection efforts that can financially cripple them for life.

 Here are 5 reasons to file your delinquent tax returns:

 1) You can go to jail for not filing your taxes  Read more...