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Posts Tagged ‘Fixing’

Fixing your own credit is probably the fastest way to get a better credit score, not to mention the most affordable way.Unfortunately most people are scared away from self credit repair because they are not sure what they need to do.

If this sounds like you then keep reading because this article will go over what you need to do to fix your own credit and give you some links to some great resources that can help you fix your own credit fast!

The First Thing You Need To Do

You must first get a copy of your credit report and look at what information is causing your credit score to drop to less then desirable levels. You must then take those accounts and put them in a list that starts with your oldest accounts and ends  newest, it is very important that you get the orders of the accounts right.

What You Need To Look Out For

Past Due Payments Collection Accounts Bankruptcies Judgements Foreclosure

Now What Should I Do

Once you find the accounts and information that are causing your credit scores to be bad you will need to dispute those accounts with some credit repair tactics. This is done by sending a credit dispute letter the credit bureaus that are reporting negative information on this account. When they get this letter from you they are required by Federal Law to ask the original lender to verify what they are reporting, they have 30 days to do so. If the original lender fails to respond then the bureaus will remove the information from your credit report. You can use Credit Repair Software to speed up the process.

What Is The Next Step